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Property Description
Move-in ready Sophia located in Esprit at Avenir, a gated 55+ community in Palm Beach Gardens, FL, offers 3 bedrooms, 4.5 bathrooms, a second-floor bonus suite, and a 3-car garage. Features a 16-foot wide sliding glass door and a covered lanai with a privacy wall and pre-plumbing for a future summer kitchen. Open-concept great room and dining area with soaring ceilings, highlighted by a 74" electric fireplace. The kitchen includes upgraded cabinetry and built-in appliances. Owner's suite has expanded layout and a spa-style bath featuring a freestanding soaking tub, and frameless glass shower. Secondary bedrooms provide flexibility for guests. Private bonus suite with full bath and closet creates a separate space ideal for guests or additional living. All with laminate flooring throughout.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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