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Property Description
Experience the laid-back Key West vibe in this charming beach cottage, tucked away in Palm Beach County's hidden gem, "The Pocket, " just steps from the Atlantic's turquoise waters. This 4-bedroom, 3-bathroom home offers the perfect coastal getaway or investment opportunity. Recent updates include a 2025 roof, all-new impact windows installed in 2026, fresh interior paint, and an updated kitchen. The open floor plan features European white oak flooring, stainless-steel appliances, and custom cabinetry. The second-floor primary suite boasts a private balcony and a spacious bathroom with a walk-in shower and Jacuzzi tub. Outside, enjoy a backyard designed for entertaining, complete with a patio, built-in gas grill, seating area, stone fire pit, and lush tropical landscaping. A fun five-hole putting green adds to the home's unique appeal. A one-car garage offers convenient storage for bikes and beach gear, with the beach just a short stroll away. Only a few miles from Atlantic Avenue and near Palm Beach, enjoy easy access to exceptional dining, shopping, and entertainment. Ideal as a full-time residence, seasonal retreat, or investment opportunity.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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