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Property Description
This lushly landscaped Julia model sits on a beautiful lakefront lot. The home (3BR+den, 3.1BA+3CG) has impact windows, whole house generator, porcelain tile and "wood-look" floors, transom windows, coffered ceilings, crown moldings, designer wallpapers, window treatments, light fixtures and fans, hi-hats, built-ins, custom closets, upgraded baths and more! Formal dining room. Gourmet kitchen has white cabinets, quartz countertops, designer backsplash, center island, extended snackbar, Bosch dishwasher, split oven, breakfast area and much more! Luxurious primary suite. Two ensuite guest bedrooms. Den could be 4th bedroom. Enjoy the covered, extended patio with built-in outdoor "kitchen" (sink, storage, trash) and "birdcage" with picture frame screen. Large fenced backyard with grassy area and lake views! Valencia Bay is a premier 55+ lifestyle community featuring a spectacular 33, 000 square-foot clubhouse and 8 acre outdoor recreational facility. Endless activities and opportunities for fun abound - there are activities, trips, shows, and clubs of all types. The clubhouse features an expansive foyer and lobby, grand ballroom with raised stage, dance floor and two small bars, three spacious card rooms, Arts and crafts room with kiln, Billiards room / internet, Catering kitchen, Cooking studio, Men's and women's locker rooms with showers, Yoga and exercise studio and separate, fully equipped fitness center. There is a Cafe with indoor / outdoor seating and a large pool bar. There are three pools - a beautiful Resort-style pool with Swimmers' Lap Lanes and Shade Pavilions, Resistance walking pool, Grandchildren's wading pool, and an Outdoor whirlpool spa. There are six har-tru tennis courts with shade pavilions, tennis pro shop, tennis pro, league play, six pickleball courts with league play, 2 bocce courts, 2 handball courts, half-court basketball and walking / jogging / biking paths throughout and just outside the community. Valencia Bay is conveniently located near shopping, restaurants, houses of worship and major highways!
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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